Workflow Templates and Software for teams in Marketing, IT, Property Management, Restaurants, and more

Annual Insurance Review Checklist

General Liability Insurance

Pull the GL declarations page

Confirm per-occurrence and aggregate limits

Verify additional-insured endorsements

Property Insurance

Reconcile the property schedule against rent roll

Issue an endorsement updating the schedule

Verify replacement cost valuations

Confirm wind, flood, and earthquake coverage

Workers' Compensation

Confirm WC meets state statutory limits

Audit class codes against actual payroll

Verify employer's liability limits

Professional Liability (E&O)

Confirm E&O covers property management services

Verify the retroactive date predates first managed property

Check fair-housing claim coverage

Umbrella / Excess Liability

Confirm the schedule of underlying policies

Identify gaps between umbrella and underlying layers

Schedule a broker call to close coverage gaps

Directors & Officers Liability

Confirm coverage of all officers and managers

Review Side A, B, and C breakdown

Check fair-housing and discrimination exclusions

Cyber Liability Insurance

Confirm first-party and third-party coverage

Verify breach response and notification costs

Confirm required security controls are in place

Remediate missing MFA or EDR controls

Renewal Sign-Off

Hold the renewal meeting with the broker

Sign off on the renewal binder

Free Checklist Templates