Workflow Templates: Real Estate Closing Checklist for Buyers

Review the preliminary closing statement or HUD-1 Settlement Statement for accuracy

Conduct a final walkthrough of the property to ensure its condition matches the agreement

Confirm that all agreed-upon repairs have been completed

Ensure your wire transfer for the down payment and closing costs is scheduled

Review and understand the loan terms, including interest rates and any penalties

Verify that you have a cashier's check or wire transfer for the closing costs if required

Bring a government-issued photo ID to the closing for identity verification

Prepare to sign various legal documents, including the mortgage note and the deed

Obtain copies of all closing documents for your records and future reference

File any necessary documents with the local property records office

Change the locks on your new property for security reasons

Set up utilities in your name, including water, electricity, gas, internet, and trash service

Real Estate Closing Checklist for Buyers