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Title Review Checklist
Ownership Verification
Confirm current property owner's name and information
Verify ownership history and ensure consistency with public records
Check for joint tenancy, tenancy in common, or other ownership rights
Legal Description and Vesting
Review the legal description of the property for accuracy
Ensure that the vesting deed matches the current owner's information
Cross-reference the legal description with the property's survey
Encumbrances and Liens
Search for any existing mortgages, liens, or deeds of trust recorded against the property
Identify any easements, restrictions, or covenants affecting the property
Check for any unresolved issues such as pending lawsuits or judgments
Taxes and Assessments
Verify that all property taxes are current and paid in full
Review assessments and special levies that may affect the property
Check for any delinquent taxes or tax liens
Endorsements and Exceptions
Review title insurance policy for endorsements that may be required
Identify standard exceptions and negotiate their removal if necessary
Examine any special exceptions and determine their impact on the property
Closing Documents Review
Ensure that all closing documents accurately reflect the terms of the sale
Check the accuracy of the deed, including names, legal description, and notarization
Review all affidavits, disclosures, and other documents required for closing