Workflow Templates: Mortgage Application Checklist

Provide a government-issued ID (e.g., driver's license, passport)

Submit Social Security Number

Supply a recent utility bill or lease agreement for address verification

Provide recent pay stubs (last two months)

Submit W-2 forms from the past two years

Include contact information for your current employer

Provide bank statements from the past three months

Submit statements from retirement accounts (e.g., 401(k), IRA)

List all outstanding debts and monthly payments (e.g., credit cards, student loans)

Submit a copy of the purchase agreement

Provide information on the property’s estimated value

Include details about the property’s insurance coverage

Authorize the lender to perform a credit check

Provide explanations for any negative items on your credit report

Supply information on any past bankruptcies or foreclosures

Mortgage Application Checklist