Start using this Workflow
Real Estate Closing Checklist for Buyers
Pre-Closing Preparation
Review the preliminary closing statement or HUD-1 Settlement Statement for accuracy
Conduct a final walkthrough of the property to ensure its condition matches the agreement
Confirm that all agreed-upon repairs have been completed
Financial Arrangements
Ensure your wire transfer for the down payment and closing costs is scheduled
Review and understand the loan terms, including interest rates and any penalties
Verify that you have a cashier's check or wire transfer for the closing costs if required
Closing Documentation
Bring a government-issued photo ID to the closing for identity verification
Prepare to sign various legal documents, including the mortgage note and the deed
Obtain copies of all closing documents for your records and future reference
Post-Closing Tasks
File any necessary documents with the local property records office
Change the locks on your new property for security reasons
Set up utilities in your name, including water, electricity, gas, internet, and trash service
