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Contract to Closing Checklist for Buyers
Contract Review
Read and understand all the terms and conditions of the contract
Confirm that all personal details and the property address are correct
Consult with a real estate attorney if there are any unclear terms or conditions
Due Diligence
Schedule and conduct a home inspection
Review the inspection report and request repairs or credits if necessary
Order a title search to ensure the property title is clear of any liens or disputes
Financing
Secure a final loan approval from your mortgage lender
Review the loan estimate and compare with your initial loan disclosure
Prepare for the down payment and closing costs
Appraisal and Insurance
Coordinate with your lender to schedule the appraisal
Review the appraisal report for accuracy
Shop for homeowner's insurance and flood insurance if required
Final Walkthrough and Closing Preparations
Schedule and conduct the final walkthrough to confirm the property's condition
Review the closing disclosure form for accuracy and compare it with the loan estimate
Confirm the date, time, and location of the closing and ensure you have the necessary documents ready
